January 2019

Found 5 blog entries for January 2019.

Selling Your Home? What You Need to KnowEvery home sale is different, but in general, most home sales happen in four stages. Knowing these various stages and what to expect can help home sellers throughout the home purchasing process. Going into the process with open eyes can reduce stress and make the process more enjoyable. If you're a homeowner who would like to sell your home, here's what you need to know.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Home Staging and Improvement

Often before listing a home for sale, homeowners will make small home improvements to make their home more appealing to buyers. Some homeowners stage their home, some make home improvements.

Home

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Looking to Buy a Home? Get Started with This Home Buying GuideIs it finally time to stop renting and become a homeowner? Owning and maintaining a home is a significant investment and there are a variety of factors to take into consideration prior to taking the plunge. A thorough review of a number of financial factors done before going for pre-approval can help prevent potential challenges, increasing the chance that one will be approved for a mortgage loan.

Explore the following financial aspects before falling in love with a home.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The Down Payment for a Conventional Mortgage Loan

In order to be approved for a conventional loan, applicants should be willing to

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Selling Your Home? Follow These Valuable Home Showing TipsThere are a lot of steps that go into selling a home, and though it's difficult to say if any are more important than the others, home showings are a very important part of the process where interested buyers come to tour the home to decide whether or not it's a good fit for them. Buyers will be looking for any damage or flaws in the home, as well as whether or not the house fits their own homeownership preferences and needs. Here's what to know about preparing for a successful home showing.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

How to Prepare for a Home Showing

Because of the nature of home showings, most preparation is best done before

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Home Improvements with High ROISome home improvements are more valuable than others, especially when the time comes to selling a home. Homeowners who want to get the best bang for their buck can turn to these home improvement projects.

Kitchen Renovation

Kitchen renovations are high ROI because they attract home buyers. In fact, a typical kitchen remodel has an ROI of about 83%. The best way to ensure that a kitchen remodel will have a high ROI is to keep costs low and avoid extravagant upgrades. Many home buyers will not pay extra for gourmet appliances. Spending extra money on unnecessary features usually results in a lower ROI. Homeowners who want to control costs when renovating their kitchen can work with their contractor for best results.

Deck Addition

Deck

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What to Know About USDA LoansThere are a lot of different options available to home buyers when it comes to choosing a loan to use. One of the loans home buyers can use is sponsored by the United States Department of Agriculture, shortened to just USDA loan. These loans are not like FHA loans or conventional loans. And like any specialized loan, USDA loans aren’t for everyone, but some home buyers can benefit greatly from using them. Here is what all home buyers interested in USDA loans should know before jumping in and applying for one.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The History and Purpose of USDA Loans

USDA loans have been around since 1991, and since then

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